Introduction: Why Even Non-Corporate Entrepreneurs Suddenly Need DUNS In 2025–2026, I increasingly see the same scenario: an entrepreneur in Yerevan has already opened a sole proprietorship or LLC, set up payments, hired an accountant — and suddenly runs into a…
In recent years, Armenia has increasingly been considered as a jurisdiction for opening bank accounts, running businesses, and tax planning. However, alongside this growing interest, a key question arises: to what extent banking secrecy is preserved in the country and…
1) Desk Audit (Cameral Audit) This is a “remote” audit: the tax authority analyzes your declarations, turnover, relationships, and discrepancies, and then sends requests. In practice, desk audits most often target two areas: The role of the accountant here is…
In 2026, the search query “Armenia IT certificate” is still alive — and that’s understandable. For several years, many companies and freelancers действительно entered Armenia through a mechanism commonly referred to as the “IT certificate.” However, this concept is now…
Introduction: 2025 — The Last “Calm” Year Before the Reform Less than a year remains until August 1, 2026, and in 2025 Armenia still remains one of the most relocation-friendly countries in the region: documents are processed quickly, starting a…
Introduction: Why Everyone Is Discussing March 1, 2026 In 2025, Georgia became a quiet haven for freelancers and owners of small service businesses: you registered a sole proprietorship, obtained a preferential tax regime, worked with foreign clients, and everything seemed…
Based on the latest data from the Ministry of High-Tech Industry of Armenia and analytical insights from PwC and KPMG, this guide explores the new tax incentives for IT companies, the eligibility rules, and potential pitfalls. Armenia, nestled in the…
Introduction: Armenia 2025 — A New Center of Attraction Imagine moving to Yerevan — a city where you can hear French, Russian, English, Farsi, and Armenian in a single day. Cafés operate from early morning until late at night, IT…
By Real Estate in Armenia In 2026, Armenia remains one of the most open post-Soviet countries for foreigners. IT specialists from many countries relocate here, entrepreneurs arrive from Europe, and investors come from the Middle East. Some buy real estate…
“I need a solid bank where transfers go through smoothly, my card won’t be blocked after the first SWIFT, and I can show transparent income history.” One such bank is ACBA (formerly ACBA-Credit Agricole). In practice, it is a universal…